Water Damage Insurance Claim List

Disaster claims such as those made after a tornado or hurricane are the most stressful types of claims.

Water damage insurance claim list.

We break down each claim. As a water damage restoration company the most common question we get from homeowners is does insurance cover water damage. Every year about one in 50 homeowners will file a water damage or freezing claim accounting for almost 24 of all homeowners insurance claims according to the insurance information institute. You are advised to prepare a written notice to your insurance company an official claim as soon as you have reviewed your insurance policy and gathered the necessary information date of water damage location of damage complete list of damaged items and materials receipts for initial cleanup and emergency repairs remediation estimates etc.

Inventory the items you remove and organize them by what can be salvaged and what needs to be discarded. You are under extreme personal stress due to your loss and the insurance company is likely to be overwhelmed by many. Include their purchase date value and any receipts. Necessary documentation for water damage claims.

Claims due to water damage impacts 1 in 50 homeowners each year. Knowing what to do when you have a major disaster insurance claim will make a big difference in how quickly you get your claim check and return to your normal lifestyle. If your home has suffered serious water damage like over 10 000 in damages then contacting a public adjuster may be a great option to get professional assistance with your insurance claim and dealing with the insurance company adjuster after water damage. Will insurance cover your water damage.

Your claims associate can help you with this. According to the insurance information institute homeowners insurance may help pay for repairs if for instance your drywall is drenched after your water heater ruptures or an upstairs pipe bursts and water saturates the ceiling below. The answer to that question depends on the source of the water damage and how quickly the problem is addressed. Photograph damage and move personal property to a dry area.

If you find that you have become a victim to water damage a good first step might be to file a claim with your insurance company to get the funds you need to repair the damage that has been done. Fortunately your insurance policy covers water damage depending upon the source of the water. Make a list of damaged items.